Imdad Portal

CM Punjab Kisan Card

Interest-free seasonal input loan (up to about PKR 150,000) for Punjab farmers via a digital card. Apply by SMS PKC and your CNIC to 8070.

Active Punjab Agriculture Department Punjab Verified Guide

اہم معلومات (آسان اردو میں)

موجودہ صورت حالSTATUS
فعال — SMS 8070 کے ذریعے
یہ سہولت/فوائد کیا ہے؟BENEFIT
  • تقریباں 1 لاکھ 50 ہزار روپے تک بغیر سود قرضہ
  • ہر ایکڑ زمین کے لیے 30 ہزار روپے تک مالی مدد
  • بیج، کھاد اور زرعی سامان خریدنے کے لیے کسان کارڈ
  • ہر لین دین کی اطلاع SMS کے ذریعے ملے گی
اہلیت کا معیارELIGIBILITY
  • پنجاب کا کسان جس کے پاس درست شناختی کارڈ ہو
  • 1 سے 12.5 ایکڑ تک زمین رکھنے یا کاشت کرنے والا کسان
  • زمین کا ریکارڈ سرکاری نظام میں موجود اور تصدیق شدہ ہو
  • شناختی کارڈ NADRA سے تصدیق شدہ ہو
ضروری دستاویزاتDOCUMENTS
  • اپنا شناختی کارڈ
  • زمین کا مالک یا کاشت کار ہونے کا ریکارڈ
  • شناختی کارڈ پر رجسٹرڈ موبائل نمبر
درخواست کا طریقہHOW TO APPLY
  1. موبائل سے PKC لکھیں۔
  2. اسپیس دے کر اپنا شناختی کارڈ نمبر لکھیں۔
  3. SMS کو 8070 پر بھیج دیں۔
  4. آپ کی معلومات شناختی کارڈ اور زمین کے ریکارڈ سے چیک ہوں گی۔
  5. منظور ہونے کے بعد کسان کارڈ مل جائے گا۔
  6. کسان کارڈ سے بیج، کھاد اور زرعی سامان خرید سکتے ہیں۔

Scheme Overview

اسکیم کا جائزہ

Why the Kisan Card Matters

The CM Punjab Kisan Card gives farmers an interest-free seasonal loan on a digital card to buy seed, fertilizer and other inputs, without going to a moneylender.

  • Interest-free input financing each season
  • Digital card usable at authorized dealers
  • Issued through the Bank of Punjab

Key Benefits

  • Seasonal loan up to about PKR 150,000 (Rs 30,000 per acre)
  • Cashless purchase of seed and fertilizer
  • Free SMS alerts on transactions

Good to Know

  • The loan can only be used for approved agricultural inputs.
  • Land is verified digitally through PLRA records.
  • Apply free by SMS to 8070, avoid agents.
Please note (status): The CM Punjab Kisan Card runs in phases. Loan limits and per-acre amounts are set by the programme and revised — confirm the current limit and terms with the official portal or the partner bank before relying on a specific figure.

What this scheme actually does

The Kisan Card gives eligible Punjab farmers an interest-free seasonal input loan on a digital card, which can be used to buy approved agricultural inputs such as seed and fertiliser from authorised dealers. It is meant to ease the cost of a crop season, not for general cash use.

Who it is for (and whether you may qualify)

Punjab farmers with a valid CNIC who own or cultivate farmland within the programme’s land-size range, verified through PLRA land records and NADRA. Approval is subject to verification — it is not automatic.

What to prepare

  • Valid CNIC
  • Land ownership/cultivation record (PLRA)
  • A CNIC-registered mobile number

How it works

  • Apply by SMS (send the required code and your CNIC to the official number shown on the portal).
  • Your land is verified digitally through PLRA and NADRA.
  • On approval, the partner bank issues the card for use at authorised dealers.

Common mistakes to avoid

  • Expecting cash — the card is only for approved inputs.
  • Land records not matching your CNIC — fix PLRA/NADRA details first.
  • Assuming a fixed loan figure — confirm the current per-acre limit officially.

How to verify and avoid scams

This is a free government programme — registration and status checks never require a payment. Never pay an agent to “get you approved,” never share your CNIC PIN or mobile OTP, and ignore fake calls, SMS or websites. Use only the official channel below, and remember approval is subject to the programme’s official criteria — no one can guarantee selection.

Official source: Punjab Agriculture Department — agripunjab.gov.pk
Last verified: August 11, 2026. Loan limits are set per season and revised. Always confirm the current amount, eligibility and status on the official source before acting.
Q: Can I withdraw the Kisan Card loan as cash?
No. It is an input loan for approved items (seed, fertiliser) at authorised dealers, not general cash.
Q: How much can I get?
The per-acre limit and total are set by the programme each season and revised — confirm the current figure on the official portal or with the partner bank.
Related: Rashan Card · PM Youth Business & Agriculture Loan
اہم معلومات (آسان اردو میں)

کسان کارڈ پنجاب کے کسانوں کو بلا سود موسمی قرضہ (بیج/کھاد کے لیے) ڈیجیٹل کارڈ پر دیتا ہے، نقد نہیں۔ زمین PLRA سے تصدیق ہوتی ہے۔ رقم ہر سیزن بدلتی ہے — سرکاری پورٹل سے تصدیق کریں۔

Benefits

فوائد
Interest-free seasonal loan up to about PKR 150,000 (Rs 30,000 per acre)Digital card to buy seed and fertilizer at authorized dealersFree SMS alerts on transactions

Eligibility Criteria

اہلیت کا معیار
Punjab farmer with a valid CNIC
Own or cultivate 1 to 12.5 acres of farmland
Land verified through PLRA records
NADRA-verified identity

Required Documents

ضروری دستاویزات
Valid CNIC
Land ownership or cultivation record (PLRA)
CNIC-registered mobile number

How to Apply — Step by Step

درخواست کا طریقہ
1

Send an SMS: type PKC then a space and your CNIC number, and send it to 8070.

2

Your land is verified digitally through PLRA and NADRA records.

3

On approval, the Bank of Punjab issues your Kisan Card.

4

Use the card at authorized dealers to buy seed, fertilizer and inputs.

5

For more details, visit the Punjab Agriculture Department portal agripunjab.gov.pk.

Important Notices اہم ہدایات

  • The loan can only be used for approved agricultural inputs such as seed and fertilizer.
  • The card is valid per season; confirm limits at your bank.
  • Apply free via SMS to 8070, avoid agents.

Frequently Asked Questions

اکثر پوچھے جانے والے سوالات
An interest-free seasonal loan up to about PKR 150,000, at roughly Rs 30,000 per acre.
Send an SMS: type PKC, a space, then your CNIC number, and send it to 8070.
Only approved agricultural inputs such as seed and fertilizer at authorized dealers.