Benazir Kafalat Program

Quarterly cash assistance of PKR 13,500 for eligible low-income women across all of Pakistan. Managed by BISP. Check eligibility by sending CNIC to 8171.

Active Benazir Income Support Programme (BISP) All Pakistan Verified Guide

اہم معلومات (آسان اردو میں)

موجودہ صورت حالSTATUS
فعال (Active)
یہ سہولت/فوائد کیا ہے؟BENEFIT
  • ہر 3 ماہ بعد 13,500 روپے مالی مدد
  • رقم بینک اکاؤنٹ یا موبائل والٹ میں ملے گی
  • مفت صحت کی سہولت
  • بچوں کے لیے تعلیمی وظیفہ
  • ماں اور بچوں کے لیے غذائی مدد
  • یہ امداد واپس نہیں کرنی ہوتی
اہلیت کا معیارELIGIBILITY
  • پاکستانی خاتون جس کے پاس شناختی کارڈ ہو
  • عمر 18 سال یا زیادہ ہو
  • کم آمدنی والا خاندان ہو
  • BISP سروے مکمل ہو
  • سرکاری ملازم یا پنشنر نہ ہو
ضروری دستاویزاتDOCUMENTS
  • شناختی کارڈ
  • BISP رجسٹریشن
  • بینک اکاؤنٹ یا موبائل والٹ (جیز کیش/ایزی پیسہ)
درخواست کا طریقہHOW TO APPLY
  1. اپنا شناختی کارڈ نمبر 8171 پر SMS کریں۔
  2. اہلیت چیک کریں۔
  3. اگر اہل ہوں تو BISP دفتر جا کر رجسٹریشن مکمل کریں۔
  4. امداد رقم بینک یا موبائل والٹ میں آ جائے گی۔

Scheme Overview

اسکیم کا جائزہ

Why Benazir Kafalat Matters

Benazir Kafalat is BISP’s flagship unconditional cash transfer for women from low-income households, providing stable quarterly support to help families meet daily needs.

  • Quarterly cash assistance paid to the woman of the household
  • Linked to free health cover and children’s education stipends
  • Managed transparently by BISP through 8171

Key Benefits

  • PKR 13,500 per quarter (PKR 54,000 a year)
  • Direct payment via HBL Konnect or BISP payment card
  • Gateway to Taleemi Wazaif and Nashonuma

Good to Know

  • Check eligibility by sending your CNIC to 8171.
  • Registration is 100% free — BISP never charges a fee.
  • Keep your CNIC and registered SIM active.

Benefits

فوائد
PKR 13,500 per quarter (PKR 54,000 annually)Direct payment via HBL Konnect or BISP payment cardFree Sehat Sahulat health insuranceAccess to Benazir Nashonuma nutrition programBenazir Taleemi Wazaif for school-going childrenFree facilitation from BISP offices nationwideNo repayment required — 100% grant

Eligibility Criteria

اہلیت کا معیار
Pakistani citizen with valid CNIC
Female head of household or married woman aged 18+
PMT (Proxy Means Test) score below national poverty threshold
Household registered in NSER (National Socio-Economic Registry)
Not a government employee or pension recipient
Not receiving another major government cash transfer
Monthly household income below PKR 45,000
Valid, unexpired CNIC required

Required Documents

ضروری دستاویزات
Original CNIC (not expired)
Nikah Nama (marriage certificate if applicable)
B-Form for children under 18
Proof of residence (utility bill or domicile certificate)
Mobile number registered against your CNIC

How to Apply — Step by Step

درخواست کا طریقہ
1

Check eligibility: Send your 13-digit CNIC to 8171 via SMS

2

Visit nearest BISP Tehsil office with original CNIC

3

A BISP surveyor will conduct a home visit (NSER survey)

4

Your PMT poverty score is calculated based on household data

5

If eligible, receive SMS confirmation on registered mobile number

6

Collect BISP payment card from nearest HBL branch or BISP office

7

Withdraw payments from any HBL ATM, HBL Konnect agent, or BISP payment point

8

Alternatively check status online at bisp.gov.pk using your CNIC

Important Notices اہم ہدایات

  • BISP registration is 100% FREE. Never pay anyone to register you.
  • Only official BISP staff conduct household surveys.
  • Never share your payment card PIN with anyone.
  • Beware of fraudsters using fake BISP SMS messages.

Frequently Asked Questions

اکثر پوچھے جانے والے سوالات
Send your 13-digit CNIC to 8171 via SMS. You will instantly receive a reply confirming your eligibility status.
Eligible women receive PKR 13,500 per quarter, which equals PKR 54,000 per year.
No. The female beneficiary must personally register and collect payments using her own CNIC.
Proxy Means Test (PMT) is a poverty scoring formula based on household assets, income, and living standards determined by a BISP field surveyor.
Yes, 100% free. Never pay anyone to register you. Report fraud at 0800-26477.
Call the BISP helpline 0800-26477 (toll-free) or visit your nearest BISP office to file a complaint.
Some programs can be stacked, but you cannot receive two major cash transfer programs at once. Contact BISP for specific combinations.