Benazir Kafalat Program

Quarterly cash assistance for eligible low-income women across Pakistan; the amount is revised periodically (reported around Rs 14,500 for 2026) — confirm via 8171/BISP. Managed by BISP. Check eligibility by sending CNIC to 8171.

Active Benazir Income Support Programme (BISP) All Pakistan Verified Guide

اہم معلومات (آسان اردو میں)

موجودہ صورت حالSTATUS
فعال (Active)
یہ سہولت/فوائد کیا ہے؟BENEFIT
  • ہر 3 ماہ بعد نقد مالی مدد (2026 میں رپورٹ کے مطابق تقریباً 14,500 روپے؛ درست رقم 8171 سے تصدیق کریں)
  • رقم بینک اکاؤنٹ یا موبائل والٹ میں ملے گی
  • مفت صحت کی سہولت
  • بچوں کے لیے تعلیمی وظیفہ
  • ماں اور بچوں کے لیے غذائی مدد
  • یہ امداد واپس نہیں کرنی ہوتی
اہلیت کا معیارELIGIBILITY
  • پاکستانی خاتون جس کے پاس شناختی کارڈ ہو
  • عمر 18 سال یا زیادہ ہو
  • کم آمدنی والا خاندان ہو
  • BISP سروے مکمل ہو
  • سرکاری ملازم یا پنشنر نہ ہو
ضروری دستاویزاتDOCUMENTS
  • شناختی کارڈ
  • BISP رجسٹریشن
  • بینک اکاؤنٹ یا موبائل والٹ (جیز کیش/ایزی پیسہ)
درخواست کا طریقہHOW TO APPLY
  1. اپنا شناختی کارڈ نمبر 8171 پر SMS کریں۔
  2. اہلیت چیک کریں۔
  3. اگر اہل ہوں تو BISP دفتر جا کر رجسٹریشن مکمل کریں۔
  4. امداد رقم بینک یا موبائل والٹ میں آ جائے گی۔

Scheme Overview

اسکیم کا جائزہ

Why Benazir Kafalat Matters

Benazir Kafalat is BISP’s flagship unconditional cash transfer for women from low-income households, providing stable quarterly support to help families meet daily needs.

  • Quarterly cash assistance paid to the woman of the household
  • Linked to free health cover and children’s education stipends
  • Managed transparently by BISP through 8171

Key Benefits

  • a quarterly cash payment (reported at around Rs 14,500 for the 2026 cycles, up from Rs 13,500 earlier) — confirm the current amount for your cycle via 8171/BISP
  • Direct payment via HBL Konnect or BISP payment card
  • Gateway to Taleemi Wazaif and Nashonuma

Good to Know

  • Check eligibility by sending your CNIC to 8171.
  • Registration is 100% free — BISP never charges a fee.
  • Keep your CNIC and registered SIM active.
Status: active (ongoing). As of the latest official update, the Benazir Kafalat quarterly payment was reported to have increased to Rs 14,500 in early 2026 (from Rs 13,500); because BISP revises this periodically, always confirm the current amount via 8171. BISP revises this amount from time to time — always confirm the current figure on the official 8171 portal.

What this scheme actually does

Benazir Kafalat is BISP’s main unconditional cash-transfer programme. It gives a fixed quarterly cash payment to eligible women from low-income households, paid directly to the registered woman. It is also the gateway to other BISP support such as Taleemi Wazaif and Nashonuma.

Who it is for (and whether you may qualify)

It is aimed at women in households that fall below the poverty threshold in the national survey (NSER/PMT). You may qualify if your household is surveyed and your poverty score is within the official limit — eligibility is decided by BISP, not guaranteed. Government employees/pensioners are generally not eligible.

What to prepare

  • Valid (not expired) CNIC of the woman applicant
  • Your household registered in the NSER survey
  • A mobile number registered on your CNIC

How it works

  • Send your 13-digit CNIC to 8171 to check status.
  • If not yet surveyed, visit your BISP Tehsil office for the NSER survey.
  • Once eligible, collect the quarterly payment through the official channel (e.g. campsite or bank/wallet) after biometric verification.

Common mistakes to avoid

  • Trusting websites that still show an old payment amount — confirm the current figure on 8171.
  • Letting your CNIC expire or using someone else’s mobile number.
  • Paying an “agent” — registration is free.

How to verify and avoid scams

This is a free government programme — registration and status checks never require a payment. Never pay an agent to “get you approved,” never share your CNIC PIN or mobile OTP, and ignore fake calls, SMS or websites. Use only the official channel below, and remember approval is subject to the programme’s official criteria — no one can guarantee selection.

Official source: BISP 8171 — 8171.bisp.gov.pk
Last verified: August 11, 2026. Amounts, eligibility and dates are set by the programme and revised periodically — always confirm the current details on the official source before acting.
Q: How do I check my Kafalat status?
Send your 13-digit CNIC to 8171 by SMS, or check at 8171.bisp.gov.pk — both are free.
Q: Is the payment amount fixed forever?
No. BISP revises the quarterly amount periodically; always confirm the current figure on the official 8171 portal.
اہم معلومات (آسان اردو میں)

بینظیر کفالت مستحق خواتین کو سے ماہی نقد رقم دیتی ہے۔ تازہ اطلاع کے مطابق رقم 14,500 ہو چکی ہے؛ تاہم یہ وقتاً فوقتاً بدلتی ہے، ہمیشہ 8171.bisp.gov.pk پر تصدیق کریں۔ رجسٹریشن مفت ہے، کسی ایجنٹ کو پیسے نہ دیں۔

Benefits

فوائد
Quarterly cash payment — reported around Rs 14,500 for 2026 cycles (was Rs 13,500 earlier); confirm the current amount via 8171/BISPDirect payment via HBL Konnect or BISP payment cardFree Sehat Sahulat health insuranceAccess to Benazir Nashonuma nutrition programBenazir Taleemi Wazaif for school-going childrenFree facilitation from BISP offices nationwideNo repayment required — 100% grant

Eligibility Criteria

اہلیت کا معیار
Pakistani citizen with valid CNIC
Female head of household or married woman aged 18+
PMT (Proxy Means Test) score below national poverty threshold
Household registered in NSER (National Socio-Economic Registry)
Not a government employee or pension recipient
Not receiving another major government cash transfer
Monthly household income below PKR 45,000
Valid, unexpired CNIC required

Required Documents

ضروری دستاویزات
Original CNIC (not expired)
Nikah Nama (marriage certificate if applicable)
B-Form for children under 18
Proof of residence (utility bill or domicile certificate)
Mobile number registered against your CNIC

How to Apply — Step by Step

درخواست کا طریقہ
1

Check eligibility: Send your 13-digit CNIC to 8171 via SMS

2

Visit nearest BISP Tehsil office with original CNIC

3

A BISP surveyor will conduct a home visit (NSER survey)

4

Your PMT poverty score is calculated based on household data

5

If eligible, receive SMS confirmation on registered mobile number

6

Collect BISP payment card from nearest HBL branch or BISP office

7

Withdraw payments from any HBL ATM, HBL Konnect agent, or BISP payment point

8

Alternatively check status online at bisp.gov.pk using your CNIC

Important Notices اہم ہدایات

  • BISP registration is 100% FREE. Never pay anyone to register you.
  • Only official BISP staff conduct household surveys.
  • Never share your payment card PIN with anyone.
  • Beware of fraudsters using fake BISP SMS messages.

Frequently Asked Questions

اکثر پوچھے جانے والے سوالات
Send your 13-digit CNIC to 8171 via SMS. You will instantly receive a reply confirming your eligibility status.
Eligible women receive a quarterly cash payment — reported at around Rs 14,500 for the 2026 cycles (it was Rs 13,500 earlier). Because the amount is revised periodically, confirm the current figure via 8171 or the BISP office.
No. The female beneficiary must personally register and collect payments using her own CNIC.
Proxy Means Test (PMT) is a poverty scoring formula based on household assets, income, and living standards determined by a BISP field surveyor.
Yes, 100% free. Never pay anyone to register you. Report fraud at 0800-26477.
Call the BISP helpline 0800-26477 (toll-free) or visit your nearest BISP office to file a complaint.
Some programs can be stacked, but you cannot receive two major cash transfer programs at once. Contact BISP for specific combinations.